Services For Business Owners

WealthCharter provides retirement plan solutions for those that desire more than a cookie cutter approach. We work with business owners who recognize the importance of planning for the future and see a retirement plan as a valuable asset in attracting and retaining quality talent. We have the ability to offer a broad array of retirement plan options - allowing the objectives of your company and its employees to be our top priority.  

We create business retirement plans to reward employees and provide tax deferral benefits for both the business owner and employee. We offer various types of qualified retirement plans, including: 401(k), Solo 401(k), Profit Sharing, Cash Balance, SEP IRA, SIMPLE IRA and more.

Business Retirement Plans

• Customized plan design:
  
  • Assistance in designing a plan tailored to your needs
  • Complete enrollment services and materials
  • Ongoing employee investment education
  • Regular fiduciary plan reviews
• Review of current retirement plan:
• Evaluation of existing plan
• Investment options
• Compliance with Pension Protection Act of 2006 (PPA – 2006)
• Specialized plan design to maximize tax deferrals for business owner, key employees and participants
• Seamless transition between plan providers
• Design and implement participant education programs

Succession Planning

• Evaluate succession planning options:
• Buy-sell arrangements
• Key person insurance
• Employee Stock Ownership Plans (ESOP)
• Design special funding strategies for succession planning